/* ============================================================
   23 West Finance — Marketing site styles
   Ported from project/ui_kits/marketing_site/kit.css, layered on
   top of tokens.css. Classes are prefixed .ms- so they don't
   collide with anything else.
   ============================================================ */

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; background: var(--bg-page); color: var(--fg-1); font-family: var(--font-sans); }
body { overflow-x: hidden; }
img { display: block; max-width: 100%; }
button { font: inherit; cursor: pointer; }
a { color: inherit; text-decoration: none; }

.ms-container { max-width: 1200px; margin: 0 auto; padding: 0 32px; }
.ms-container--narrow { max-width: 880px; }

/* -------------------- SKIP LINK -------------------- */
.ms-skip-link {
  position: absolute; left: -9999px; top: 0; z-index: 100;
  background: var(--onyx); color: var(--fg-on-dark-1);
  padding: 12px 20px; border-radius: var(--radius-sm);
  font-size: 14px; font-weight: 600;
}
.ms-skip-link:focus { left: 16px; top: 16px; }

/* -------------------- TOP NAV -------------------- */
.ms-nav {
  position: sticky; top: 0; z-index: 50;
  background: rgba(248, 245, 239, 0.78);
  backdrop-filter: blur(14px) saturate(140%);
  -webkit-backdrop-filter: blur(14px) saturate(140%);
  border-bottom: 1px solid var(--border-subtle);
}
.ms-nav__inner { display: flex; align-items: center; justify-content: space-between; padding: 18px 32px; max-width: 1280px; margin: 0 auto; }
.ms-nav__brand { display: flex; align-items: center; gap: 12px; }
.ms-nav__brand img { height: 36px; width: auto; }
.ms-nav__brand-word { font-family: var(--font-display); font-size: 15px; letter-spacing: 0.06em; text-transform: uppercase; color: var(--fg-1); line-height: 1; padding-top: 2px; }
.ms-nav__links { display: flex; gap: 32px; }
.ms-nav__link { font-size: 14px; font-weight: 500; color: var(--fg-2); padding: 6px 0; border-bottom: 1px solid transparent; transition: color var(--dur-fast) var(--ease-standard), border-color var(--dur-fast) var(--ease-standard); white-space: nowrap; }
.ms-nav__link:hover { color: var(--fg-1); }
.ms-nav__link.is-active { color: var(--fg-1); border-bottom-color: var(--gold); }
.ms-nav__cta { padding: 11px 22px; background: var(--gold); color: var(--onyx); font-size: 14px; font-weight: 600; border-radius: var(--radius-sm); border: 1px solid var(--gold); transition: background var(--dur-fast) var(--ease-standard); white-space: nowrap; }
.ms-nav__cta:hover { background: var(--gold-light); }
.ms-nav__right { display: flex; align-items: center; gap: 20px; }
.ms-nav__burger {
  display: none; align-items: center; justify-content: center;
  width: 40px; height: 40px; padding: 0; background: none; border: 0;
  color: var(--fg-1);
}
.ms-nav__burger svg { width: 24px; height: 24px; }
.ms-nav__burger .ms-icon-close { display: none; }
.ms-nav.is-menu-open .ms-nav__burger .ms-icon-open { display: none; }
.ms-nav.is-menu-open .ms-nav__burger .ms-icon-close { display: block; }

.ms-mobile-menu {
  position: fixed; inset: 0; top: 73px; z-index: 49;
  background: var(--onyx);
  display: flex; flex-direction: column; justify-content: space-between;
  padding: 8px 32px 32px;
  transform: translateY(-8px); opacity: 0; pointer-events: none;
  transition: opacity var(--dur-base) var(--ease-standard), transform var(--dur-base) var(--ease-standard);
}
.ms-nav.is-menu-open .ms-mobile-menu { opacity: 1; transform: translateY(0); pointer-events: auto; }
.ms-mobile-menu__links { list-style: none; margin: 0; padding: 0; }
.ms-mobile-menu__links li { border-bottom: 1px solid var(--border-on-dark); }
.ms-mobile-menu__links a {
  display: block; width: 100%; text-align: left; background: none; border: 0;
  padding: 22px 0; font-family: var(--font-serif); font-weight: 500; font-size: 28px;
  color: var(--fg-on-dark-1);
}
.ms-mobile-menu__links a.is-active { color: var(--gold-light); }
.ms-mobile-menu__cta { width: 100%; justify-content: center; margin-top: 24px; }

/* -------------------- BUTTONS -------------------- */
.ms-btn { display: inline-flex; align-items: center; gap: 10px; padding: 14px 26px; font-family: var(--font-sans); font-weight: 600; font-size: 15px; letter-spacing: 0.01em; border-radius: var(--radius-sm); border: 1px solid transparent; transition: all var(--dur-fast) var(--ease-standard); cursor: pointer; }
.ms-btn--primary { background: var(--gold); color: var(--onyx); }
.ms-btn--primary:hover { background: var(--gold-light); }
.ms-btn--primary:active { transform: scale(0.985); }
.ms-btn--secondary { background: transparent; color: var(--onyx); border-color: var(--gold-deep); }
.ms-btn--secondary:hover { background: var(--gold-pale); border-color: var(--gold); }
.ms-btn--dark { background: var(--onyx); color: var(--white); border-color: var(--onyx); }
.ms-btn--dark:hover { background: var(--charcoal); }
.ms-btn--on-dark-primary { background: var(--gold); color: var(--onyx); }
.ms-btn--on-dark-primary:hover { background: var(--gold-light); }
.ms-btn--on-dark-primary:active { transform: scale(0.985); }
.ms-btn--on-dark-secondary { background: transparent; color: var(--gold-light); border-color: var(--gold-light); }
.ms-btn--on-dark-secondary:hover { background: rgba(232,209,136,0.10); }
.ms-btn:disabled { opacity: 0.6; cursor: not-allowed; }

/* -------------------- HERO -------------------- */
.ms-hero { position: relative; background: var(--onyx); color: var(--fg-on-dark-1); overflow: hidden; padding: 120px 0 140px; }
.ms-hero__bg { position: absolute; right: -180px; top: -120px; width: 900px; opacity: 0.10; pointer-events: none; }
.ms-hero__bg img { width: 100%; }
.ms-hero__inner { position: relative; z-index: 1; max-width: 1200px; margin: 0 auto; padding: 0 32px; display: grid; grid-template-columns: 1.4fr 1fr; gap: 80px; align-items: center; }
.ms-hero__eyebrow { font-size: 12px; letter-spacing: 0.18em; font-weight: 600; text-transform: uppercase; color: var(--fg-accent-dark); margin-bottom: 24px; }
.ms-hero__headline { font-family: var(--font-serif); font-weight: 500; font-size: clamp(48px, 5.4vw, 84px); line-height: 1.02; letter-spacing: -0.015em; color: var(--fg-on-dark-1); margin: 0 0 28px; }
.ms-hero__headline em { font-style: italic; font-weight: 400; color: var(--gold-light); }
.ms-hero__lead { font-size: 19px; line-height: 1.55; color: var(--fg-on-dark-2); margin: 0 0 36px; max-width: 540px; }
.ms-hero__ctas { display: flex; gap: 14px; flex-wrap: wrap; }
.ms-hero__aside { background: rgba(0,0,0,0.25); border: 1px solid var(--border-on-dark); border-radius: var(--radius-md); padding: 30px 32px; }
.ms-hero__aside-eyebrow { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; font-weight: 600; color: var(--fg-accent-dark); margin-bottom: 26px; }
.ms-hero__steps { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 22px; }
.ms-hero__steps > li { display: grid; grid-template-columns: auto 1fr; gap: 18px; align-items: baseline; padding-bottom: 22px; border-bottom: 1px solid var(--border-on-dark); }
.ms-hero__steps > li:last-child { padding-bottom: 0; border-bottom: 0; }
.ms-hero__step-num { font-family: var(--font-serif); font-weight: 500; font-size: 26px; line-height: 1; color: var(--gold-light); letter-spacing: -0.005em; font-feature-settings: 'tnum' 1, 'lnum' 1; }
.ms-hero__step-title { font-family: var(--font-sans); font-weight: 600; font-size: 15px; color: var(--fg-on-dark-1); line-height: 1.3; margin-bottom: 4px; }
.ms-hero__step-desc { font-family: var(--font-sans); font-size: 13.5px; color: var(--fg-on-dark-3); line-height: 1.5; }

/* -------------------- SECTION SHARED -------------------- */
.ms-section { padding: 120px 0; }
.ms-section--tight { padding: 80px 0; }
.ms-section__eyebrow { font-size: 12px; letter-spacing: 0.18em; font-weight: 600; text-transform: uppercase; color: var(--fg-accent); margin-bottom: 18px; }
.ms-section__title { font-family: var(--font-serif); font-weight: 500; font-size: clamp(36px, 4vw, 56px); line-height: 1.08; letter-spacing: -0.012em; color: var(--fg-1); margin: 0 0 18px; max-width: 760px; }
.ms-section__lead { font-size: 18px; line-height: 1.55; color: var(--fg-2); margin: 0 0 56px; max-width: 640px; }

/* -------------------- SERVICE GRID -------------------- */
.ms-services { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.ms-service { background: var(--paper); border: 1px solid var(--border-subtle); border-radius: var(--radius-md); padding: 28px; transition: transform var(--dur-base) var(--ease-standard), box-shadow var(--dur-base) var(--ease-standard); }
.ms-service:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.ms-service__icon { width: 44px; height: 44px; border-radius: 50%; background: var(--gold-gradient); display: flex; align-items: center; justify-content: center; color: var(--onyx); margin-bottom: 22px; }
.ms-service__icon svg { width: 22px; height: 22px; }
.ms-service__title { font-family: var(--font-serif); font-weight: 500; font-size: 24px; line-height: 1.2; color: var(--fg-1); margin: 0 0 10px; }
.ms-service__desc { font-size: 14px; line-height: 1.55; color: var(--fg-2); margin: 0 0 22px; }
.ms-service__link { font-size: 12px; font-weight: 600; letter-spacing: 0.04em; color: var(--gold-deep); border-bottom: 1px solid var(--gold); padding-bottom: 2px; display: inline-block; }

/* -------------------- STAT BAR -------------------- */
.ms-statbar { background: var(--onyx); color: var(--fg-on-dark-1); padding: 80px 0; }
.ms-statbar__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 48px; }
.ms-stat { border-top: 1px solid var(--border-on-dark); padding-top: 22px; }
.ms-stat__label { font-size: 11px; letter-spacing: 0.18em; font-weight: 600; text-transform: uppercase; color: var(--fg-accent-dark); margin-bottom: 18px; }
.ms-stat__value { font-family: var(--font-serif); font-weight: 500; font-size: 56px; line-height: 1; color: var(--fg-on-dark-1); letter-spacing: -0.01em; }
.ms-stat__value .u { font-size: 22px; color: var(--fg-on-dark-3); }
.ms-stat__sub { font-size: 13px; color: var(--fg-on-dark-3); margin-top: 14px; }

/* -------------------- TESTIMONIAL -------------------- */
.ms-quote { padding: 0; }
.ms-quote__ornament { width: 72px; height: 1px; background: var(--gold); margin-bottom: 36px; }
.ms-quote__body { font-family: var(--font-serif); font-style: italic; font-weight: 400; font-size: clamp(28px, 3vw, 42px); line-height: 1.3; color: var(--fg-1); margin: 0 0 32px; max-width: 920px; }
.ms-quote__attr { display: flex; align-items: center; gap: 16px; }
.ms-quote__avatar { width: 56px; height: 56px; border-radius: 50%; background: var(--gold-gradient); display: flex; align-items: center; justify-content: center; color: var(--onyx); font-family: var(--font-serif); font-weight: 600; font-size: 22px; }
.ms-quote__attr-text { font-size: 14px; color: var(--fg-2); line-height: 1.4; }
.ms-quote__attr-name { color: var(--fg-1); font-weight: 600; }

/* -------------------- CTA BAND -------------------- */
.ms-cta { background: var(--paper); border-top: 1px solid var(--border-subtle); border-bottom: 1px solid var(--border-subtle); padding: 88px 0; }
.ms-cta__inner { max-width: 1200px; margin: 0 auto; padding: 0 32px; display: flex; align-items: center; justify-content: space-between; gap: 56px; flex-wrap: wrap; }
.ms-cta__text { flex: 1 1 480px; }
.ms-cta__title { font-family: var(--font-serif); font-weight: 500; font-size: clamp(32px, 3.4vw, 48px); line-height: 1.1; letter-spacing: -0.012em; color: var(--fg-1); margin: 0 0 12px; }
.ms-cta__desc { font-size: 17px; color: var(--fg-2); line-height: 1.55; margin: 0; }
.ms-cta__actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* -------------------- FOOTER -------------------- */
.ms-footer { background: var(--black); color: var(--fg-on-dark-2); padding: 80px 0 36px; }
.ms-footer__top { max-width: 1200px; margin: 0 auto; padding: 0 32px; display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 48px; }
.ms-footer__brand img { height: 56px; margin-bottom: 18px; }
.ms-footer__brand-word { font-family: var(--font-display); font-size: 14px; letter-spacing: 0.06em; text-transform: uppercase; color: var(--fg-on-dark-1); line-height: 1; margin-bottom: 14px; }
.ms-footer__tagline { font-size: 13px; color: var(--fg-on-dark-3); line-height: 1.55; max-width: 280px; }
.ms-footer__col-title { font-size: 11px; letter-spacing: 0.18em; font-weight: 600; text-transform: uppercase; color: var(--fg-accent-dark); margin-bottom: 18px; }
.ms-footer__col ul { list-style: none; padding: 0; margin: 0; }
.ms-footer__col li { margin-bottom: 10px; font-size: 14px; color: var(--fg-on-dark-2); }
.ms-footer__col a:hover { color: var(--fg-on-dark-1); cursor: pointer; }
.ms-footer__bottom { max-width: 1200px; margin: 56px auto 0; padding: 24px 32px 0; border-top: 1px solid var(--graphite); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; font-size: 12px; color: var(--fg-on-dark-3); }

/* -------------------- CALCULATOR -------------------- */
.ms-calc { background: var(--paper); border: 1px solid var(--border-subtle); border-radius: var(--radius-md); padding: 40px; box-shadow: var(--shadow-sm); }
.ms-calc__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; }
.ms-calc__field { margin-bottom: 28px; }
.ms-calc__field-row { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 10px; }
.ms-calc__field-label { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; font-weight: 600; color: var(--fg-3); }
.ms-calc__field-value { font-family: var(--font-serif); font-weight: 500; font-size: 24px; color: var(--fg-1); letter-spacing: -0.005em; }
.ms-calc__field-value .u { font-size: 13px; color: var(--fg-3); margin-right: 2px; }
.ms-calc__slider { -webkit-appearance: none; appearance: none; width: 100%; height: 4px; background: var(--mist); border-radius: 2px; outline: none; }
.ms-calc__slider::-webkit-slider-thumb { -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--gold); border: 2px solid var(--onyx); cursor: pointer; box-shadow: 0 2px 6px rgba(0,0,0,0.18); }
.ms-calc__slider::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: var(--gold); border: 2px solid var(--onyx); cursor: pointer; box-shadow: 0 2px 6px rgba(0,0,0,0.18); }
.ms-calc__slider-meta { display: flex; justify-content: space-between; margin-top: 8px; font-size: 11px; color: var(--fg-3); font-family: var(--font-mono); }

.ms-calc__result { background: var(--onyx); color: var(--fg-on-dark-1); border-radius: var(--radius-md); padding: 32px; }
.ms-calc__result-eyebrow { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; font-weight: 600; color: var(--fg-accent-dark); margin-bottom: 14px; }
.ms-calc__result-value { font-family: var(--font-serif); font-weight: 500; font-size: 72px; line-height: 1; letter-spacing: -0.015em; }
.ms-calc__result-value .u { font-size: 26px; color: var(--fg-on-dark-3); }
.ms-calc__result-sub { font-size: 14px; color: var(--fg-on-dark-3); margin-top: 14px; }
.ms-calc__result-divider { height: 1px; background: var(--border-on-dark); margin: 28px 0 22px; }
.ms-calc__result-row { display: flex; justify-content: space-between; font-size: 14px; color: var(--fg-on-dark-2); }
.ms-calc__result-row + .ms-calc__result-row { margin-top: 12px; }
.ms-calc__result-row .v { font-family: var(--font-serif); font-weight: 500; color: var(--fg-on-dark-1); font-size: 17px; }
.ms-calc__cta { margin-top: 32px; width: 100%; justify-content: center; }

/* -------------------- CONTACT FORM -------------------- */
.ms-contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; }
.ms-contact__intro h1 { font-family: var(--font-serif); font-weight: 500; font-size: 42px; line-height: 1.1; letter-spacing: -0.012em; color: var(--fg-1); margin: 14px 0 24px; }
.ms-contact__intro p { font-size: 17px; line-height: 1.55; color: var(--fg-2); margin: 0 0 32px; }
.ms-contact__info { border-top: 1px solid var(--border-subtle); padding-top: 24px; }
.ms-contact__info-row { padding: 10px 0; }
.ms-contact__info-label { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; font-weight: 600; color: var(--fg-3); margin-bottom: 4px; }
.ms-contact__info-val { font-size: 15px; color: var(--fg-1); }

.ms-form { background: var(--paper); border: 1px solid var(--border-subtle); border-radius: var(--radius-md); padding: 36px; box-shadow: var(--shadow-sm); }
.ms-form__field { margin-bottom: 20px; }
.ms-form__field label { display: block; font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase; font-weight: 600; color: var(--fg-3); margin-bottom: 8px; }
.ms-form__field input, .ms-form__field select, .ms-form__field textarea { width: 100%; padding: 13px 14px; font-family: var(--font-sans); font-size: 15px; color: var(--fg-1); background: var(--white); border: 1px solid var(--border-strong); border-radius: var(--radius-sm); outline: none; transition: border-color var(--dur-fast) var(--ease-standard), box-shadow var(--dur-fast) var(--ease-standard); }
.ms-form__field input:focus, .ms-form__field select:focus, .ms-form__field textarea:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,161,85,0.18); }
.ms-form__field textarea { min-height: 110px; resize: vertical; font-family: var(--font-sans); }
.ms-form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.ms-form__submit { width: 100%; justify-content: center; margin-top: 8px; }
.ms-form__honeypot { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.ms-form__error { padding: 14px 16px; background: rgba(155,58,46,0.08); border: 1px solid rgba(155,58,46,0.35); border-radius: var(--radius-sm); color: var(--danger); font-size: 14px; margin-bottom: 20px; }
.ms-form__success { padding: 24px; background: var(--gold-pale); border: 1px solid rgba(201,161,85,0.5); border-radius: var(--radius-sm); color: var(--gold-deep); text-align: center; }
.ms-form__success-title { font-family: var(--font-serif); font-weight: 500; font-size: 22px; margin-bottom: 6px; color: var(--onyx); }
.ms-form__success-text { font-size: 14px; color: var(--fg-2); }

/* -------------------- ABOUT -------------------- */
.ms-about-intro__grid { display: grid; grid-template-columns: 1.5fr 1fr; gap: 72px; align-items: start; }
.ms-about-intro__lead { font-family: var(--font-sans); font-weight: 400; font-size: 19px; line-height: 1.55; color: var(--fg-1); margin: 0 0 22px; }
.ms-about-intro__lead em { font-style: italic; font-family: var(--font-serif); font-size: 21px; color: var(--gold-deep); }
.ms-about-intro__body { font-size: 16px; line-height: 1.6; color: var(--fg-2); margin: 0; }
.ms-about-intro__card { background: var(--onyx); border: 1px solid var(--border-on-dark); border-radius: var(--radius-md); padding: 32px; position: relative; overflow: hidden; }
.ms-about-intro__mark { position: absolute; right: -60px; top: -50px; width: 200px; opacity: 0.10; }
.ms-about-intro__card-stat { position: relative; z-index: 1; }
.ms-about-intro__card-value { font-family: var(--font-serif); font-weight: 500; font-size: 52px; line-height: 1; color: var(--fg-on-dark-1); letter-spacing: -0.01em; }
.ms-about-intro__card-label { font-size: 13px; color: var(--fg-on-dark-3); margin-top: 10px; line-height: 1.45; }
.ms-about-intro__card-divider { height: 1px; background: var(--border-on-dark); margin: 26px 0; position: relative; z-index: 1; }

.ms-about-values__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.ms-about-value { background: var(--paper); border: 1px solid var(--border-subtle); border-radius: var(--radius-md); padding: 32px; }
.ms-about-value__num { font-family: var(--font-serif); font-weight: 500; font-size: 36px; line-height: 1; color: var(--gold); letter-spacing: -0.01em; margin-bottom: 20px; font-feature-settings: 'tnum' 1, 'lnum' 1; }
.ms-about-value__title { font-family: var(--font-serif); font-weight: 500; font-size: 24px; line-height: 1.2; color: var(--fg-1); margin: 0 0 10px; }
.ms-about-value__desc { font-size: 14px; line-height: 1.6; color: var(--fg-2); margin: 0; }

.ms-team { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.ms-team__member { background: var(--paper); border: 1px solid var(--border-subtle); border-radius: var(--radius-md); padding: 32px; }
.ms-team__avatar { width: 64px; height: 64px; border-radius: 50%; background: var(--gold-gradient); display: flex; align-items: center; justify-content: center; color: var(--onyx); font-family: var(--font-serif); font-weight: 600; font-size: 28px; margin-bottom: 22px; }
.ms-team__name { font-family: var(--font-serif); font-weight: 500; font-size: 22px; color: var(--fg-1); line-height: 1.15; }
.ms-team__role { font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase; font-weight: 600; color: var(--gold-deep); margin-top: 6px; }
.ms-team__note { font-size: 14px; line-height: 1.55; color: var(--fg-2); margin: 16px 0 0; }

.ms-about-area__grid { display: grid; grid-template-columns: 1.3fr 1fr; gap: 64px; align-items: center; }
.ms-about-area__title { font-family: var(--font-serif); font-weight: 500; font-size: clamp(32px, 3.4vw, 48px); line-height: 1.1; letter-spacing: -0.012em; color: var(--fg-on-dark-1); margin: 14px 0 18px; }
.ms-about-area__lead { font-size: 17px; line-height: 1.6; color: var(--fg-on-dark-2); margin: 0; max-width: 460px; }
.ms-about-area__list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 0; }
.ms-about-area__list li { font-family: var(--font-serif); font-weight: 500; font-size: 26px; color: var(--fg-on-dark-1); padding: 18px 0; border-top: 1px solid var(--border-on-dark); display: flex; align-items: center; gap: 14px; }
.ms-about-area__list li::before { content: ''; width: 7px; height: 7px; border-radius: 50%; background: var(--gold); flex: none; }

/* -------------------- ANIMATIONS -------------------- */
@keyframes ms-fadeup { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: translateY(0); } }
.ms-page-enter { animation: ms-fadeup var(--dur-slow) var(--ease-entrance); }

/* -------------------- RESPONSIVE -------------------- */
@media (max-width: 980px) {
  .ms-hero__inner { grid-template-columns: 1fr; gap: 48px; }
  .ms-services { grid-template-columns: repeat(2, 1fr); }
  .ms-statbar__grid { grid-template-columns: 1fr; gap: 32px; }
  .ms-calc__grid { grid-template-columns: 1fr; gap: 36px; }
  .ms-contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .ms-about-intro__grid { grid-template-columns: 1fr; gap: 40px; }
  .ms-about-area__grid { grid-template-columns: 1fr; gap: 36px; }
  .ms-footer__top { grid-template-columns: 1fr 1fr; gap: 40px; }
}

@media (max-width: 880px) {
  .ms-nav__links { display: none; }
  .ms-nav__cta { display: none; }
  .ms-nav__burger { display: flex; }
}

@media (max-width: 640px) {
  .ms-container { padding: 0 20px; }
  .ms-hero { padding: 72px 0 88px; }
  .ms-section { padding: 72px 0; }
  .ms-section--tight { padding: 56px 0; }
  .ms-services { grid-template-columns: 1fr; }
  .ms-about-values__grid, .ms-team { grid-template-columns: 1fr; }
  .ms-form__row { grid-template-columns: 1fr; }
  .ms-footer__top { grid-template-columns: 1fr; gap: 32px; }
  .ms-footer__bottom { flex-direction: column; }
  .ms-about-area__list { grid-template-columns: 1fr; }
  .ms-calc { padding: 24px; }
}